We offer a full range of financial programs and choices to assist business owners, executives, and corporations—including:

• personal investment portfolios;
• estate planning for executives;
• Rule 144 restricted and control stock sales;
• stock-option exercise and sale programs;
• corporate cash management;
• corporate stock repurchase programs;
• retirement plans:

• SEP-IRAs; pension and profit-sharing plans;
• 401(k) plans;
• money-purchase pension plans;
• defined-benefit plans;
• evaluating existing plans;

• key-man and other life insurance programs;
• funding for buy-sell insurance agreements;
• investment advice on proceeds from sale of business; and

Available through Wheat Insurance Services, Inc., a wholly-owned subsidiary of Wheat, First Securities, Inc. Not available in all states. Withdrawals from an annuity prior to age 59 1/2 may incur a 10% Federal excise tax.